How to Get a Texas Property and Casualty Insurance License
The Texas General Lines Property and Casualty license lets you sell home, auto, business and liability insurance. It also covers personal lines. You get it in four steps: pass the state exam, get fingerprinted, apply, and wait for the Texas Department of Insurance to issue the license.
This guide covers each step, what it costs, and where applicants lose time.
Checked in November 2026 against Texas Department of Insurance pages and Pearson VUE's Texas candidate handbook and content outlines.
The four steps in short
- Take a pre-licensing course and pass the state exam. Book with Pearson VUE and test at a test center.
- Get fingerprinted. Start on the Texas Department of Insurance fingerprint portal, then go to IdentoGO.
- Apply for your license. Apply through Sircon or the National Insurance Producer Registry and pay $50, within one year of passing.
- Get licensed. The Texas Department of Insurance issues the license once your application and fingerprints are complete.
What the exam covers
- Homeowners and dwelling policies
- Commercial lines, including commercial property and liability
- Auto insurance
- Inland marine and the National Flood Insurance Program
- Texas insurance law: licensing, marketing practices and agent duties
Pearson VUE publishes the full content outline, with question counts for each topic, on its Texas insurance page.
The Texas exam
| Exam | Scored questions | Time | To pass |
|---|---|---|---|
| General Lines Property and Casualty | 130 (100 general, 30 Texas law) | 150 minutes | Scaled score of 70 |
About 15 unscored questions are mixed in. They use exam time but do not count. Pearson VUE runs Texas insurance exams at its test centers.
What it costs to get licensed
| Cost | |
|---|---|
| Pass Point Texas Property and Casualty pre-licensing courseAccess doesn't expire for six months. | $69.99 |
| State exam, paid to Pearson VUEConfirm the fee when you book. | $49.00 |
| Fingerprints, paid to IdentoGOIdentoGO shows the fee when you book. | Set by IdentoGO |
| Texas license applicationPlus a processing fee from Sircon or the National Insurance Producer Registry. | $50.00 |
Fees are set by Pearson VUE, IdentoGO and the Texas Department of Insurance and can change, so confirm them before you pay.
The full walkthrough
Step 1. Take your pre-licensing course, then book the exam
Download the content outline from Pearson VUE's Texas insurance page. It lists every topic and how many questions come from each. Thirty scored questions are on Texas law, so give that section real time.
Register and pay with Pearson VUE. Use your legal name exactly as it appears on your identification.
Your exam-day checklist
- The identification listed in Pearson VUE's Texas candidate handbook, with your name matching your registration exactly.
- Arrival at least 30 minutes before your exam, which the handbook asks for to complete check-in.
- A plan for your time: 150 minutes for about 145 questions on screen.
Step 2. Get fingerprinted
Start on the Texas Department of Insurance's online fingerprint portal. It gives you a service code and instructions. Book with IdentoGO using that code. Keep the IdentoGO receipt showing your prints went to the Texas Department of Public Safety. You attach a copy of it to your application.
If you live in Texas, already hold an active Texas Department of Insurance license or registration, and have submitted prints before, you may not need new ones.
Step 3. Apply for your license
Apply through Sircon or the National Insurance Producer Registry. The fee is $50. Apply within one year of passing the exam, or you must take the exam again.
Apply only after you pass. If you apply before passing, you must submit a new application and pay the fee again.
Mistakes that delay your license
- Applying before you pass. That application does not carry over, and you pay $50 again.
- Waiting more than a year to apply. Your exam result no longer counts.
- Losing the IdentoGO receipt. You need a copy for your application.
- A name mismatch. Use your legal name on your exam registration, identification and application.
- Skimming Texas law. It is 30 of the 130 scored questions.
After you are licensed
To sell for a carrier, the carrier appoints you. See the Texas Department of Insurance's "Manage your license" page for renewal and continuing education rules.
Get the full guide, free
- Step-by-step: exam booking, fingerprints and your application
- Your exam-day checklist
- The mistakes that delay your license
Frequently asked questions
Does Texas require a pre-licensing course for Property and Casualty?
Texas sets no minimum pre-licensing hours for this license. You must be at least 18, pass the state exam, submit fingerprints and apply. A pre-licensing course prepares you for the exam.
How many questions are on the Texas Property and Casualty exam?
130 scored questions: 100 on general insurance and 30 on Texas law. About 15 more unscored questions are mixed in. You get 150 minutes.
What score do I need to pass?
A scaled score of 70. Pearson VUE says the scaled score is not the number or percentage of questions you got right.
How long do I have to apply after I pass?
One year. The Texas Department of Insurance says that after a year you must take the exam again.
Practice for the exam
Sources: Texas Department of Insurance: General lines, property and casualty; Pearson VUE Texas insurance exams. Pass Point Learning is not the Texas Department of Insurance. Rules and fees change, so confirm them before you pay.
Start your Texas pre-licensing course
$69.99, and your access doesn't expire for six months. 10 modules with Texas case studies, 20 quizzes and a 130-question final exam. Study on your phone, tablet or computer.